This website (“Site”) is operated by Event Networks LLC (“we,” or “us”), a black-owned small business. These Terms of Service (“Terms”) explain how we conduct our business with individuals and businesses and govern your use of this Site and our related websites and, apps, and other services we provide (collectively referred to as our “Service”). As used in these Terms, “you” and “your” mean both individuals and business entities. Please read these Terms carefully. By using the Service, you are bound by these Terms. If you do not agree, please immediately discontinue using the Service. These Terms are a legally binding contract between you and Event Networks LLC regarding your use of the Service, regardless of whether you are a registered user of the Service. Please read these Terms carefully. 

Eligibility
You affirm that you are at least 18 years of age. You may not access or use the Service if you are not able to form a binding, legal agreement with us. By agreeing to these Terms, you represent and warrant to us that you have not previously been suspended or removed from the Service and your registration and use of the Service complies with all applicable laws and regulations. If you are using the Service on behalf of an entity, organization, or company, you represent and warrant that you have the authority to bind that organization to these Terms and you are binding the organization to these Terms.

Accounts and Registration
To access features of the Service, we may require that you register for an account. When you register for an account, you may be required to provide us with some information about yourself, such as your email address or other contact information. You agree that the information you provide to us is accurate and that you will always keep it up to date. When you register, you will be asked to provide a password. You are solely responsible for maintaining the confidentiality of your account and password and you accept responsibility for the activities that occur under your account. If you have reason to believe that your account is no longer secure, notify us immediately at info@eventnetworks.org

Restrictions on Use of the Service
You agree not to:

use the Service for any illegal purpose or in violation of any local, state, national, or international law;
violate, or encourage others to violate, any right of a third party, including by infringing or misappropriating any third-party intellectual property right;
interfere with security-related features of the Service, including by: (a) disabling or circumventing features that prevent or limit use or copying of any content; or (b) reverse engineering, decompiling, or otherwise attempting to discover the source code of any portion of the Service, including the app(s), except to the extent that such activity is expressly permitted by applicable law notwithstanding this restriction;
interfere with the operation of the Service or any user’s enjoyment of the Service, including by: (a) uploading or otherwise disseminating any virus, adware, spyware, worm, or other malicious code; (b) making any unsolicited offer, advertisement, or other communication to another user of the Service; (c) attempting to collect personal information, including location information, about another user or third party without consent; or (d) interfering with or disrupting any network, equipment, or server connected to or used to provide the Service, or violating any regulation, policy, or procedure of any such network, equipment, or server;
perform any fraudulent activity including impersonating any person or entity, claiming a false affiliation, accessing any other Service account without permission, or falsifying your age or date of birth;
modify, translate, or create derivative works, adaptations or compilations of, or based on, the Service or part thereof, or use, copy or reproduce the Service or any part thereof other than as expressly permitted in these Terms;
assign, sublicense, lease, sell, grant a security interest in, or otherwise transfer the app(s) or access granted under these Terms or any Materials (as defined in the section entitled “Ownership; Property Rights”) or any right or ability to view, access, or use any Material;
attempt to do any of the acts described in this section or permit or assist any person in engaging in any of the acts described in this section or in the section entitled “Representations of Users”.

Representations of Users
You hereby agree and confirm, both individually and on behalf of the business or entity that you represent that:

you will not register for multiple accounts on behalf of the same business or entity;
you will not operate or otherwise utilize an account opened in the name of a business or entity for the benefit of any persons other than that business or entity;
you will not operate or otherwise utilize an account opened in the name of a business or entity for any purpose prohibited by law or regulation, any activity which that business or entity is not duly authorized to conduct by agreement or under applicable law, or for any purpose prohibited or not authorized by any other agreement between the business, guarantor or entity and Event Networks LLC;
you will not operate an account on behalf of any business or entity if you are not authorized to enter into binding agreements on behalf of the business or entity;
you will not represent or portray the business or entity as being affiliated with Event Networks LLC in any capacity other than being a borrower in connection with a loan or loan request without Event Networks LLC’s prior written consent;
all email addresses provided on behalf of the business or entity are and will be used by the business or entity for business purposes;
use of the Service is contingent on acceptance of and compliance with these Terms by all persons acting on the business or entity’s behalf or in furtherance of the business or entity’s loan request, including persons acting as a prospective guarantor of any requested loan;
all information relating to any prospective guarantor of any requested loan that is requested by any registration forms on the Service will be provided directly by such prospective guarantor; and
neither you nor the business or entity will use the Service to attempt to generate business or investment interest in the business or entity from any other person, other than for purposes of obtaining a loan via the Service or through the use of the proceeds of any loan the business or entity may receive.

Updating Your Email Address
It is your responsibility to provide us with a valid email address and to promptly notify us of any changes in this information.

Privacy Policy
Please read carefully for information relating to our collection, use, storage and disclosure of your personal information. Event Networks LLC Privacy Policy is incorporated by this reference into, and made a part of, these Terms.

Additional Terms
Your use of the Service is subject to all additional terms, policies, rules, or guidelines applicable to the Service or certain features of the Service that we may post on or link to from the Service, such as agreements associated with loans, or rules that apply to a particular feature or content on the Service. All additional terms are incorporated by this reference into, and made a part of, these Terms.

Changes and Amendments to these Terms
We reserve the right to change these Terms or any Site content at any time without notice and in our sole discretion, by posting a change notice or a new Terms on our Site, or using commercially reasonable efforts to notify you via email, if provided. Any change to these Terms shall be effective as to you or any user who uses this Site without notice, by posting of the Terms as changed on this Site, with or without notice of any specific changes. You agree that you will comply with these Terms as they may be modified from time to time by us by checking for modifications on this Site, whether or not you have received notice of any changes by email or otherwise. If any modifications of these Terms are unacceptable to you, your only recourse is to terminate use of this Site. Your continued use of this Site following your receipt of notice of any modifications will constitute binding acceptance of any modification. Any inconsistent terms between these Terms and any subsequent modifications of Terms posted on this Site shall be controlled according to the latest posting.

Ownership; Proprietary Rights
The Service is owned and operated by Event Networks LLC. The visual interfaces, graphics, design, compilation, information, data, computer code (including source code or object code), products, software, services, and all other elements of the Service (“Materials”) provided by Event Networks LLC are protected by intellectual property and other laws. All Materials included in the Service are the property of Event Networks LLC or our third-party licensors. Except as expressly authorized by Event Networks LLC, you may not make use of the Materials. Event Networks LLC reserves all rights to the Materials not granted expressly in these Terms.

Submissions
If you choose to provide input and suggestions regarding problems with or proposed modifications or improvements to the Service, then you hereby grant us an unrestricted, perpetual, irrevocable, non-exclusive, fully-paid, royalty-free right to exploit your input and suggestions in any manner and for any purpose, including to improve the Service and create other products and services.

Indemnity
You are responsible for your use of the Service, and you will defend and indemnify Event Networks LLC and its officers, directors, employees, consultants, affiliates, subsidiaries and agents from and against every claim, liability, damage, loss, and expense, including reasonable attorneys’ fees and costs, arising out of or in any way connected with: (a) your access to, use of, or alleged use of, the Service; (b) your violation of any portion of these Terms, any representation, warranty, or agreement referenced in these Terms, or any applicable law or regulation; (c) your violation of any third-party right, including any intellectual property right or publicity, confidentiality, other property, or privacy right; or (d) any dispute or issue between you and any third party. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you (without limiting your indemnification obligations with respect to that matter), and in that case, you agree to cooperate with our defense of that claim.

Disclaimer
The Site, the Service and its content are made available “as is” and “as available” without warranty of any kind, either express or implied. This includes, without limitation, implied warranties of merchantability, fitness for a particular purpose, title, accuracy, non-infringement or enjoyment. We make no guarantee that the Service content is up-to-date, accurate, or complete. You should not rely on it for any decision or to take any action. We hereby disclaim any warranty that the Service content will be free of interruption, free of errors, or that any of the sites is free of viruses, worms, trojan horses, or other code that manifests contaminating or destructive properties.

Limitation of Liability
Under no circumstances will Event Networks LLC or any of its affiliates be liable to you or any other person for any direct, special, exemplary, indirect, incidental, consequential, or punitive damages or costs, or attorney’s fees arising out of or relating to these terms, access to, use of, or the operation of any site, any of the site content, or user content. Your sole and exclusive remedy and our sole and exclusive liability to you for any reason shall be for you to discontinue your access to or use of the Site. The foregoing limitation of liability shall apply to the fullest extent permitted by law in the applicable jurisdiction.

Limited Time to Bring Your Claim
To the extent permitted by law, you agree that any cause of action arising out of or related the Site or the Service must be commenced within one year after the cause of action accrues. Otherwise, such cause of action is permanently barred.

Governing Law
These Terms are governed by the laws of the State of South Carolina without regard to conflict of law principles. If a lawsuit or court proceeding is permitted under these Terms, then you and Event Networks LLC agree to submit to the personal and exclusive jurisdiction of the state courts and federal courts located within Charleston County, South Carolina for the purpose of litigating any dispute. We operate the Service from our offices in South Carolina.

General
These Terms, together with the Privacy Policy and any other agreements expressly incorporated by reference into these Terms, are the entire and exclusive understanding and agreement between you and Event Networks LLC regarding your use of the Service. Except as expressly permitted above, these Terms may be amended only by a written agreement signed by authorized representatives of all parties to these Terms. The failure to require performance of any provision will not affect our right to require performance at any other time after that, nor will a waiver by us of any breach or default of these Terms, or any provision of these Terms, be a waiver of any subsequent breach or default or a waiver of the provision itself. Use of section headers in these Terms is for convenience only and will not have any impact on the interpretation of any provision. If any part of these Terms is held to be invalid or unenforceable, the unenforceable part will be given effect to the greatest extent possible, and the remaining parts will remain in full force and effect.

Arbitration
You hereby agree that all disputes and causes of action arising out of use of this Site may be arbitrated (at our sole discretion) by a single arbitrator selected by us and conducted in South Carolina, or such other location, as we may choose in its sole discretion, under the rules of the American Arbitration Association (“AAA”) and the South Carolina Rules of Civil Procedure with limited discovery. The judgment of the arbitrator shall be binding and executable in any civil court. The losing party shall pay all costs and fees. Equitable actions for temporary restraining orders or injunctions may be instituted in a court of competent jurisdiction concerning the use, misuse, or improper dissemination of information. You agree to waive your right to a trial by jury or to participate in a class action.

Contact Us
Questions? You may contact us with any questions or concerns about these Terms at: info@eventnetworks.org